Terms of Service
Effective February 28, 2026
These Terms of Service govern your use of the Contract X-Ray analysis service provided by Nautilus Health Institute, a 501(c)(3) nonprofit organization. By uploading a contract or using the service, you agree to these Terms.
Nautilus exists to improve healthcare industry transparency and fiduciary standards through education and analysis of pharmacy benefit management (PBM) contracts.
1. Service description
Contract X-Ray reviews PBM contracts against fiduciary-aligned standards and provides scores, ratings, and recommendations. The service is offered for educational purposes to support informed decision-making about PBM contracts. The service does not constitute legal, financial, or professional advice.
2. Information you share
When you upload a PBM contract for analysis, you are sharing contract terms, provisions, and pricing information with Nautilus. You represent that you have the legal right to share this information with us for analysis.
3. How we use contract information
We use your contract solely to conduct the analysis and provide reports to you, develop industry educational materials using aggregate anonymized data that does not identify you or reveal your specific terms, and support our nonprofit educational mission.
4. Confidentiality
We will maintain your contract in confidence using reasonable care and will not disclose it to third parties without your consent.
5. What we may publish
We may publish aggregate benchmarks and educational content derived from contract analysis, provided such publications do not identify you or reveal your specific contract terms.
6. Your responsibilities
Upload only contracts you have legal authority to share. Our analysis is for educational purposes and does not constitute legal, financial, or professional advice. Use the report in consultation with your own legal counsel and fiduciary process.
7. Disclaimers and limitations
The service is provided "as is." Our liability is limited to $100 for free services or to fees paid for paid services. We are not liable for indirect or consequential damages.
8. Data retention
We retain contract information for 12 months to support follow-up questions and version comparisons. After this period, contracts are securely deleted unless you request a different retention term. You may request deletion at any time by contacting us.
9. General terms
These Terms are governed by Delaware law. We may update these Terms with 30 days notice. Continued use of the service constitutes acceptance of any updated Terms.
10. Contact
Questions about these Terms: